First-time home buyer
Here are some of the questions you may want answers to:
PROVIDE ANSWERS
1. How do I know I'll qualify for a mortgage?
2. What mortgage term is best in today's market?
3. Do I have the right to select my amortization?
4. Who has the most competitive mortgages?
5. Where will I find the advice I need?
Pre-approved mortgage
Yes, a pre-approved mortgage can save you money. But
not all pre-approved mortgages give you the freedom you need. Your OMF
Mortgage Consultant will sit down with you and discuss your financial
circumstances and your dreams for your home. We'll recommend the best
mortgage plan for you, and shop it around for you until we find
exactly the right mortgage for you, with the most competitive terms
and rates.
Mortgage renewals
Even if your mortgage doesn't come up for renewal any
time soon, there's still a very good reason to speak to an OMF
Mortgage Consultant. As rates and market conditions change, your
current mortgage may be costing you more than it should. It's possible
that we can find another option for you that's so attractive it makes
breaking out of your current mortgage cost-effective. But the only way
to know for sure is to sit down with an OMF Mortgage Consultant and
discuss your current situation and future goals.
Here's how easy it is.
You meet with an OMF Mortgage
Consultant.
We analyze your financial situation,
answer any questions, and pre-qualify you for financing, if
necessary.
Based on our analysis, we recommend
several different mortgages that answer your needs. Then, together,
we choose the one that works best for you.
We submit your application
electronically to the chosen lender and get a response within 4
hours. After some aggressive negotiation, we present their very best
offer for your approval.
If you're completely happy with the
offer, we finalize it and you have your mortgage!
Over the next days and weeks, we follow
up with your realtor and lawyer to make sure all the details are
taken care of.
Here
are links to organizations with information you may find useful:
